By Robin Owens 22 days ago, Scanners
What is the best digital check scanner to buy this year?
A digital check scanner is one of the most convenient and effective ways to use check scans for depositing checks remotely. You can use a special flatbed scanner or even snap the checks with mobile phones or tablets.
The aim of our team is to assist you in selecting the best check scanner. That is why we compile the list of great checks scanners. All the information collected by our team is accurate and delivered to you in a neatly organized way.
Optical scan resolution: 30dpi | Scanning speed: 45 cpm| Interface: USB | Feeder capacity: 50
⊕ Weighs little
⊕ 256 and 16 intensities of grayscale
⊕ Fast USB 2.0
⊕ Identifies the size of pages automatically
⊖ MOCR and MICR characters
⊖ Infrared double-feed detection feature
Canon imageFORMULA is a highly functional check scanner for deposits designed to produce a high-volume RDC and process lockbox checks remotely for effective management of electronic deposits. Small and big companies, traders, and other online users prefer this device for scanning checks, money orders, and receipts, helping save your time and reduce expenses on courier services.
Optical scan resolution: 600dpi | Scanning speed: 120 cpm| Interface: USB | Feeder capacity: 150
⊕ Compact design
⊕ Can process up to 120 checks per minute
⊕ A perfect option for banks, credit unions
⊕ Matches ENERGY STAR requirements
⊖ Comes with a 1-year warranty
Considered as a great scanner to scan checks, Canon Cr-120 can bring your check processing experience to a new level. This device is easy-to-use and boasts extremely fast, high quality, and accurate check scanning and processing. Rich functionality of the scanner will award you with much adaptability and will enhance your productivity in the financial sphere. What is more, CR-120 comes with Magnetic Swipe Reader that makes the process of check scanning more convenient.
Optical scan resolution: 300dpi | Scanning speed: 30dpm| Interface: USB | Feeder capacity: 50
⊕ MICR capturing on a budget
⊕ Silent functioning
⊕ Lack of automatic feeding mechanism
⊕ Meets RoHS standards
⊖ One-year warranty
Many users consider CX30 Digital Check Scanner as the best check scanner in terms of affordability. The scanner is capable of snapping images of high quality that is essential for depositing checks electronically at remote locations. CX30 Digital Check Scanner also has numerous useful features for supporting small business banking clients. This device is a must-have for every merchant, small business representatives, and tellers.
Optical scan resolution: 1200dpi | Scanning speed: 190 cpm| Interface: USB | Feeder capacity: 250
⊕ Feed capacity of 250 sheets
⊕ Ultrasonic double-feed
⊕ Integrated jogger to prevent misfeeds
⊕ Detects the size of pages automatically
⊖ Hard maintenance
Canon CR190i II is a powerful digital check scanner that can process large volumes of items to make the payment processes faster and enhance the productivity of financial institutions and other establishments. The device has numerous useful options for handling a large amount of work for effective check transfer. Fitted with Silver Bullet Ranger API, Canon CR190i II can brag about impressive compatibility with a great variety of check processing tools.
Optical scan resolution: 200dpi | Scanning speed: 155dpm| Interface: USB | Feeder capacity: 150
⊕ Can scan ID Cards
⊕ Features RDC
⊕ The pocket can handle 150 items
⊖ Unreliable
SmartSource Professional Elite is a popular check scanner for deposits that handle up to 155 items per minute. It is fast enough to work with large volumes of deposits without any interruptions.
The functionality of this scanner includes basic and some advanced features, such as ID card scanning, 4-line rear ink-jet printer for printing documents, logos, and images. Add to this scanner’s quite functioning, convenience in usage, compact design, and you will realize that this check scanner is perfect for teller capture and RDC applications.
| Image | Name | Features | |
|---|---|---|---|
 |
Canon imageFORMULA
Our Choice |
CHECK PRICE→ | |
 |
Canon Cr-120
Compact |
CHECK PRICE → | |
 |
Digital Check CX30
Budget |
CHECK PRICE → |
When choosing the best check scanner, pay attention to these recommendations that were compiled based on the customers' reviews.
If you have a large business, you need a powerful scanner that is capable of processing a huge volume of checks. TellerScan TS240 is one of the best choices as it offers high-speed performance and numerous features. Of course, this device is more expensive than a single-feed scanner, but it will save your time processing 50 checks within several minutes.
Cost
If you only need to process up to 50 checks per day, then you are recommended to choose some budget models of a scanner to scan checks. Probably, CheXpress CX30 is one of the best variants in the affordable range. Although the manufacturers ensure that this model only needs a second to scan one check, actually you will spend quite lots of time sorting and feeding each item manually.
Numbers
If you do need to scan many checks, you can use your scanner on a printer with scanning options. Of course, this is one of the easiest ways, but it has some drawbacks like the need of performing many actions (scanning, flipping, scanning the other side of a check) to achieve the desired result. Many customers claim that such a way of check transport is OK until you need to process more than 10 checks per day. When it happens, start looking for a highly functional digital check scanner.
If you need to scan checks only sometimes, look for banks that offer mobile remote deposit. It means that they provide their customers with a special mobile application that serves for capturing checks with the smartphone’s camera. Unfortunately, not all financial institutions have such a great offer, and some banks set the limit on the number and the dollar amount of checks you will be able to deposit.
A check scanner for deposits is a device for scanning both sides of a check converting a paper check into an electronic format. The device has tiny light detectors that are placed in a line. The device identifies the data on a paper check and then creates its digital copy.
A check scanner uses MICR (magnetic ink character recognition) to detect and read info that a check contains. Thanks to this technology, the device can identify such data as the check, bank, and routing numbers.
When payments are made by a check, cashiers are prompted to "frank the check", which means to insert it into a printer for printing numbers on the back of the check. In essence, it means to validate or emboss it.
Normally, check clearing requires two business days, but in some cases, it will take up to five business days. The time depends on the amount of the check, your relationships with a financial establishment, and your account status.
